Get a checking account that fits your life—including optional debit cards, free online banking and more—from GCCU. All our checking accounts are loaded with features to make it easier for you to use your money how you want, including:
- No Minimum Balance Required
- TELLIE On-Line e-Banking and Mobile App Account
- Access
- FREE eStatements
- FREE Bill Pay w/On-Line banking
- Overdraft Protection Available

Primary Share Checking:
- Eligible for Electronic Direct Deposit
- Low $5/mo Service Fee
- Add optional VISA Debit Card for $4/mo Service Fee
Retire’Ease Share Checking:
- For retired members 50+ and working members 62+
- Monthly Service Fee is WAIVED ($60 annual savings)
- FREE Retire’Ease style checks (or custom checks available at a discounted price)
- Add optional VISA Debit Card for $4/mo Service Fee
Young Adult Checking:
- Specially designed for young adults ages 16 to 24
- Monthly Service Fee is WAIVED ($60 annual savings until you turn 25*)
- FREE Young Adult style checks (or custom checks available at a discounted price*)
- Monthly Service Fee is WAIVED for VISA Debit card ($48 annual savings until you turn 25*)
Overdraft Protection:
GCCU Credit Union members with a Share Draft Checking account have several affordable overdraft protection options. Choose from automatic Share Account transfers*, VISA Credit or Personal Line of Credit (PLC) automatic fund transfers, or Courtesy Pay** overdraft protection.
To add any of these overdraft protection features to your Share Draft Checking account or VISA Debit Card please contact a GCCU representative.
*Transfer fee of $15 per occurrence applies
**Courtesy Pay maximum limit of $400 per membership account. Must be paid within 30 days. $31 service fee per occurrence. See a representative for additional program details.
